Marketplace legal
Terms of Use
Effective September 15, 2026 · Version 2026-09-15-marketplace-compliance
These Terms explain NILORA’s marketplace role and the responsibilities shared by athletes, guardians, businesses, organizations, and administrators.
1. NILORA marketplace role
NILora is a technology marketplace designed to connect athletes, brands, organizations, and other participants seeking to engage in name, image, and likeness (“NIL”) opportunities.
NILora facilitates introductions, communications, opportunity discovery, transaction workflows, and access to compliance-related information. NILora does not act as an athlete agent, sports agent, attorney, fiduciary, employer, school, university, conference, governing body, or legal representative of any athlete or brand solely by providing the NILora platform.
Unless NILora expressly agrees otherwise in a separate written agreement, NILora does not negotiate NIL agreements on behalf of athletes or brands and does not have authority to accept, reject, approve, or execute an NIL agreement on behalf of either party.
Athletes and brands retain independent authority and responsibility for determining whether to enter into an NIL agreement and for establishing the compensation, services, deliverables, usage rights, duration, and other terms of their agreements.
2. No legal or eligibility determination
Information provided through NILora, including compliance information, school information, state-specific information, educational materials, notifications, automated screening, or potential compliance alerts, is provided for informational purposes only.
NILora does not provide legal advice and does not determine whether a proposed NIL transaction complies with NCAA rules, conference rules, institutional policies, state or federal law, or any other applicable regulation.
A transaction appearing on NILora, successfully completing an automated screening, or not receiving a compliance alert does not constitute approval, certification, or a determination that the transaction is legally permissible or that participation will preserve an athlete’s eligibility.
Athletes and brands are responsible for obtaining appropriate legal, tax, institutional, eligibility, or other professional advice when necessary.
3. Athlete compliance information
Athlete profiles may contain compliance-related information, including school affiliation, athletic division, jurisdiction, institutional requirements, NIL disclosure information, and other information intended to assist users in evaluating potential NIL opportunities.
This information may be provided by athletes, institutions, publicly available sources, third parties, or NILora.
Compliance information is provided as a convenience and educational resource. NILora does not guarantee that such information is complete, accurate, or current.
Athletes remain responsible for complying with all applicable institutional, conference, governing-body, and legal requirements, including any obligation to report or disclose an NIL agreement.
4. Automated compliance screening
NILora may use automated systems to identify potential compliance concerns associated with an NIL opportunity.
Potential warnings may include:
- Missing or undefined athlete deliverables
- Compensation without identified NIL activity
- Missing sponsorship-disclosure requirements
- Potential school or institutional restrictions
- Potential reporting or disclosure requirements
- Other characteristics that may warrant additional review
Automated screening is an informational tool and is not a legal, NCAA, institutional, or eligibility determination.
The absence of an alert does not mean that an NIL agreement has been approved or determined to comply with applicable requirements.
5. Brand responsibility
Brands using NILora are responsible for ensuring that NIL opportunities have legitimate commercial purposes and accurately describe the services or NIL rights being purchased.
Brands may not use NILora to knowingly offer compensation solely for athletic participation, athletic performance, enrollment at or transfer to a particular institution, or other activity prohibited by applicable rules or law.
Each brand remains responsible for the accuracy of its campaign information, substantiation of advertising claims, fulfillment of compensation obligations, and compliance with applicable advertising, consumer-protection, NIL, and other laws.
6. Athlete responsibility
Athletes retain the right to independently evaluate, accept, reject, or negotiate opportunities presented through NILora.
Athletes are responsible for reviewing applicable school, conference, governing-body, and legal requirements before entering into an NIL transaction and for completing any required disclosure or reporting process.
Athletes are also responsible for accurately completing agreed deliverables and complying with applicable advertising and endorsement-disclosure requirements.
7. No guarantee
NILora does not guarantee that an athlete will receive NIL opportunities, that a brand will identify suitable athletes, that a particular transaction will be approved by an institution or governing body, or that participation in an opportunity will generate a particular financial or commercial result.
8. Platform positioning
NILora is a technology marketplace and transaction facilitator—not an athlete representative, sports agency, legal adviser, or compliance approval authority.
NILora connects, educates, facilitates, provides tools, and may flag potential compliance issues. Athletes and brands negotiate, decide, and contract. Schools, governing bodies, compliance professionals, and legal advisers make applicable institutional, eligibility, or legal determinations.
9. Deal acceptance and compliance notice
Independent Decision — You are independently choosing whether to enter into this NIL opportunity. NILora has not accepted, negotiated, or approved the agreement on your behalf.
Deliverables — You have reviewed the compensation, required NIL activities, deliverables, deadlines, usage rights, and other material terms presented for this opportunity.
Compliance — You are responsible for satisfying applicable school, conference, governing-body, state, federal, and other requirements, including any required NIL disclosure or reporting.
Advertising Disclosure — If your NIL activity involves endorsing or promoting a brand, product, or service, you agree to make any advertising or sponsorship disclosure required by applicable law.
NILora’s Role — NILora provides technology that facilitates NIL opportunities and may provide educational information or automated compliance screening. NILora’s screening does not constitute legal advice, eligibility approval, or certification that an opportunity complies with applicable requirements.
10. Sponsored content requirement
This opportunity involves compensation or another material benefit. Clearly disclose your relationship with the brand in applicable promotional content using a clear disclosure appropriate to the medium, such as “Ad” or “Sponsored.”
11. Screening labels
Do not use: “NILora Approved,” “NCAA Compliant,” or “Deal Legally Approved.”
Preferred status: ✓ NILora Screening Complete
Supporting notice: No potential issues identified by NILora’s automated screening. This does not constitute legal, institutional, NCAA, conference, or eligibility approval.
Potential issue status: ⚠ Potential Compliance Issue
Example warning: This opportunity does not contain defined athlete deliverables. Review the agreement before proceeding.
12. Who may use NILORA
NILORA is a professional marketplace for eligible student-athletes, parents or legal guardians, businesses, and authorized administrators. Users must provide accurate information and use the platform only for lawful, genuine name, image, and likeness opportunities.
The controlled pilot is intended for users age 13 or older. Athletes under 18 must use the platform with an active parent or legal guardian connection and may be subject to additional school, association, or state requirements.
13. Accounts and verification
You are responsible for protecting your account credentials and activity performed through your account. Do not impersonate another person or organization, share an account, or submit false verification information.
Verification is a trust and safety signal, not a guarantee of identity, eligibility, performance, legality, or future conduct. NILORA may request more information, pause access, or revoke verification when information cannot be confirmed.
14. Marketplace conduct
Every opportunity and deal must have a legitimate business or charitable purpose, reasonable compensation, and specific deliverables. Compensation may not be disguised payment for athletic performance, enrollment, recruiting, or another prohibited purpose.
- Use clear, respectful, professional communications.
- Do not move a minor into unmonitored communications or request unnecessary personal information.
- Do not post deceptive, discriminatory, unsafe, illegal, or exploitative opportunities.
- Do not use NILORA for gambling, alcohol, tobacco, cannabis, adult entertainment, weapons, or another restricted category.
15. Participant eligibility and responsibility
Users are responsible for determining whether a proposed activity is permitted by applicable law, school policy, athletic-association rules, team agreements, and other governing requirements. NILORA provides workflow and recordkeeping support but does not determine legal or athletic eligibility.
Athletes and businesses must make required disclosures to schools, associations, regulators, audiences, and other parties. Platform disclosure records document an outside action; NILORA does not make the outside filing for you.
16. Offers, agreements, and deliverables
A structured offer is not active until all required participants approve the current terms. Material changes create a new version and require renewed approval. For minors, the linked guardian must approve the current version before work begins.
Participants must review compensation, deliverables, content rights, exclusivity, cancellation, payment timing, and disclosure obligations. Platform-generated documents and workflows do not replace advice from qualified legal, tax, financial, or compliance professionals.
17. Business subscriptions and campaign fees
Business subscription prices, included features, account limits, renewal terms, and campaign fees are displayed on the pricing and registration pages. A business must acknowledge the current pricing version before creating an account. Subscription charges are separate from campaign compensation and campaign fees.
The Explore plan has no monthly subscription charge and includes one campaign launch total. Its 8% campaign fee is added to the business total. After the first campaign has been launched, the business must select and activate an available paid plan before publishing another campaign.
The campaign fee associated with the business's active plan is added to the business's campaign total and is not deducted from the athlete's agreed compensation. For example, $1,000 in athlete compensation with a 6% Starter campaign fee results in a $1,060 business total and $1,000 of agreed athlete compensation. Applicable taxes and any separate payment-provider charges must be displayed before payment authorization.
The Agency plan is $699 per month plus $199 per managed client brand workspace each month. Each paid client-brand workspace includes up to 25 active campaigns. The number of brand workspaces and the resulting recurring total are displayed before subscription authorization.
The Roster Partner plan includes a 30-day free trial followed by a $499 monthly subscription for up to 100 represented athletes and five agency users. Roster management does not incur a campaign fee. If the Roster Partner account directly purchases a campaign as the business buyer, the campaign fee displayed for that plan applies.
The Founding Business offer includes a 30-day free trial, followed by $49 per month and a 7% campaign fee for the first three paid months. It renews monthly and may be canceled before the next billing date. After the third paid month, it moves to the then-current Starter price and fee unless the business selects another available plan.
18. Payments, payouts, and taxes
Until integrated payment processing is activated, NILORA Pay™ records payments made outside the platform and does not hold, transmit, guarantee, or escrow funds. The platform will clearly identify when a payment is only an external record.
When integrated processing is activated, payment authorization, athlete payout status, refunds, and disputes will be presented through NILORA and its regulated payment provider. Participants remain responsible for their own tax obligations and records. Never send banking credentials, passwords, government identification, or tax identification numbers through NILORA messages.
For integrated campaign payments, the Stripe-connected athlete or guardian payout account is the merchant account receiving the campaign charge. Stripe, rather than NILORA, is assigned responsibility for that connected account's negative Stripe balance. The connected account holder remains bound by Stripe's account, processing-fee, refund, dispute, and payout terms. NILORA remains responsible for charges and balances created directly on NILORA's own Stripe platform account, including business subscriptions.
The NILORA campaign fee is added to the business total and does not reduce the compensation amount stated in the NIL agreement. Stripe may separately deduct payment-processing charges from the connected merchant account under its Stripe agreement, which can reduce the merchant account's net payout. NILORA does not guarantee, fund, or cure participant Stripe balances, bank balances, chargebacks, refunds, or other participant obligations.
19. Content and publicity rights
You retain ownership of content you submit. You grant NILORA a limited license to store, process, display, and transmit that content only as needed to operate, secure, and improve the service according to your settings and deal terms.
A business receives only the rights stated in an executed agreement. Sponsored content must be truthful and clearly disclose material brand relationships where required.
20. Safety, reports, and enforcement
Users may report fraud, harassment, inappropriate content, payment concerns, impersonation, rules or eligibility concerns, or other unsafe activity. NILORA may preserve evidence, restrict features, suspend accounts, remove content, or cooperate with lawful requests when reasonably necessary to protect users and the platform.
Immediate danger should be reported to local emergency services. NILORA is not an emergency-response service.
21. Service limitations
The pilot may change, pause, or experience interruptions. NILORA does not promise that a participant will receive an opportunity, that a deal will be successful, or that information supplied by another user is complete or accurate.
Warranty disclaimers, liability limits, dispute-resolution terms, governing-law provisions, and indemnification language must be finalized by qualified counsel before real-user launch.
22. Changes and contact
When these terms materially change, NILORA will publish a new version and request renewed consent where appropriate. Questions may be sent to the monitored support contact provided during participant onboarding.
